General Reinsurance
Policies
General reinsurance that serves your client's needs and expands your business
We aim at prudent underwriting rather than pure premium growth, achieved through our competent underwriting team equipped with the right tools to analyse and rate risks appropriately. Our mission to be the preferred reinsurer of service in all markets that we operate in is at the centre of operations; hence our risk selection approach focused on four key elements (AIMS):
- Adequacy of Premium
- Cedant Involvement
- Management of Risks
- Source of Business.
Klapton Re offers the capacity to underwrite all the major classes of business in all the regions of operation, summed as follows;
Risk. Managed.

Agriculture
We offer various protection coverage for material damage loss to crops and livestock from perils such as disease, flood, fire, drought, storm, hail and wind, to name a few.
Treaty Proportional | USD 200,000 |
Facultative | USD 200,000 |

Aviation
Flying creates unique risks to businesses that own or use aeroplanes or helicopters for business purposes. This incorporates risks such as fire, theft, floods, hailstorms, wars etc. Because we understand that the risks associated with aviation can be catastrophic, we offer products tailored to cover your needs.
We offer Aviation Hull, War and P&I, Aviation Cargo material damage cover and Liability risks protection for aeroplanes or helicopters for private and business purposes.
Treaty Proportional Airline (Hull): USD 2M Airline (Liability): USD 2M General Aviation (Hull): USD 5M General Aviation (Liability): USD 5M |
Treaty Non-Proportional Airline (Hull): USD 2M General Aviation (Hull): USD 5M General Aviation (Liability): USD 5M |
Facultative Airline (Hull): USD 2M Airline (Liability): USD 2M General Aviation (Hull): USD 10M General Aviation (Liability): USD 5M |

Engineering
Our engineering policy covers a wide range of engineering-related products. It provides complete protection against risks associated with erection, resting, and working of any machinery, plant, or equipment, and it also provides protection against ongoing projects such as construction.
Klapton Re offers a wide range of engineering-related products, such as plant all risks, contractors all risks, single projects / annual projects, erection all risks, machinery breakdown, heavy equipment all risks and electronic equipment.
Treaty Proportional Probable Maximum Loss Basis: USD 10M Sum Insured Basis: USD 15M |
Treaty Non-Proportional USD 15 M |
Facultative Probable Maximum Loss Basis: USD 8M Sum Insured Basis: USD 15M |

Fire
Our fire reinsurance provides protection against incidents of accidental fire, lightning, explosions, etc. Fire accidents are unexpected and can cause enormous destruction in terms of finances and dealing with the aftermath. We work hand in hand with our clients to provide products and policies that meet their needs.
Our fire protection includes business interruption and consequential loss of profits.
Treaty Proportional Probable Maximum Loss Basis: USD 10M Sum Insured Basis: USD 15M |
Treaty Non-Proportional USD 15 M |
Facultative Probable Maximum Loss Basis: USD 8M Sum Insured Basis: USD 15M |

Marine
Under marine reinsurance, we offer a wide range of products that protect against damage to the ship and cargo at sea or inland waterways in transit. In addition, we have extended cover risks that other reinsurers may be reluctant to cover, such as oil spillage and pollution. This also broadens to cover risks affiliated with war.
Offering a wide range of Marine Hull, War and P&I, Marine Cargo product protection against damage shipment of cargo at sea or inland waterways, including extended coverage that most reinsurers are reluctant to cover, such as oil spillage and pollution.
Treaty Proportional Cargo: USD 8M Hull: USD 8M Marine (Liability) USD 5M Energy: USD 5M |
Treaty Non-Proportional Cargo: USD 8M Hull: USD 8M Marine (Liability) USD 5M Energy: USD 5M |
Facultative Cargo: USD 8M Hull: USD 8M Marine (Liability) USD 5M Energy: USD 5M |

Motor
Accidents on the road are unexpected and can cause both financial and mental strain. Our policies are designed to relieve you of the financial burden you would sustain if you were involved in a road or car accident. Our products have a wide coverage from third party liabilities to damages to own vehicles arising from risks such as fire, theft, property damage etc. we cover both private and commercial vehicles.
Our products have a wide coverage from third party liabilities to damages to own vehicles arising from risks such as fire, theft, property damage etc., covering both private and commercial vehicles under the following categories; RVI. Motor Vehicles, MV TPL and MV Casco Cover.
Treaty Proportional | USD 5M |
Treaty Non-Proportional | USD 5 M |
Facultative | USD 5 M |